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Welcome to Aidvantage!
Aidvantage is here to help you better understand and manage repayment
of your federal student loans. Log in to explore repayment options,
manage your payments, and get answers to your student loan questions.
Borrower defense discharges
The Department of Education recently announced additional borrower defense discharges.
Need to reach us?
- Have a general question? Let AVA, our informative chatbot help you! Just click the chat icon in the bottom right corner to get started.
- Call us at 800-722-1300 to speak to a representative or access the many options available via our automated phone system.
- Need account specific information? Login with your user ID and password to access your account and chat with a live agent.
Beware of scams!
You never have to pay for help with your student loans. Click below to learn more about debt relief scams.
Military benefits
Thank you for serving your country! Your federal loans may qualify for the Servicemembers Civil Relief Act and other military benefits.


What credit reporting means for you
Credit is the ability to borrow money or get goods or services with the understanding you’ll pay later. When you borrow money, you usually have to repay it with interest.